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Your Winter Electrical Safety Checklist

Your Winter Electrical Safety Checklist

National Home Warranty Day was last week, so it’s an ideal time to take steps to protect your home from excessive wear and tear with a home warranty. Homeowners can guard against the unexpected with specific personal insurance policies. Keep your home safe and warm this winter with these critical electrical safety tips arranged in a handy checklist.  Outside Power Lines and Electric Components Ensure...

What is a Loss Control Program, And Do I Need One?

What is a Loss Control Program, And Do I Need One?

A loss control program is a coordinated set of actions or practices that help locate and address potential risks for a business. The program could evaluate losses from employee theft, financial difficulties from claims or lawsuits, and other risks. A tailored loss control program reduces risk and mitigates the extent of economic losses when unexpected incidents occur.  How Do I Know If I Need a...

5 Winter Driving Mistakes That May Increase Your Premium

5 Winter Driving Mistakes That May Increase Your Premium

Yesterday was Car Insurance Day. The first of February has been set aside as the annual day to be thankful for the peace of mind your auto insurance provides—and to focus on the importance of safe driving. As we face the last several weeks of winter, it is the perfect time for an insurance policy review to check that your policy still meets your needs....

What Does a Business Owner policy Cover?

What Does a Business Owner policy Cover?

What Does a Business Owners Policy Cover What Does a Business Owners Policy Cover? Many large businesses rely on standalone policies to insure their various risks. However, a business owners policy, commonly referred to as a BOP, packages both property and liability coverage for eligible small businesses. These policies make it easy to protect a business from common risks in a cost-effective manner. BOPs typically...

What You Should Know About E-commerce Business Insurance

What You Should Know About E-commerce Business Insurance

A brick-and-mortar establishment comes with known risks, but e-commerce has specific liabilities. Some are shared with traditional stores, but others are unique to online businesses. Business insurance tailored to meet the needs of your online operations can make all the difference when you face unexpected losses.  What is Covered in E-Commerce Business Insurance? E-commerce business insurance policies include:  General liability insurance Commercial property insurance Commercial...