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Category: Helpful Lifestyle Tips

5 Things That Are Excluded From Your Life Insurance

Original post August 7, 2023, on insuranceneighbor.com The main reason for purchasing life insurance is to leave something behind for your loved ones when you pass away. You pay your life insurance premiums to ensure your beneficiaries will receive death benefits should something happen to you. Not everyone is aware that life insurance policies have certain exclusions that can prevent beneficiaries from receiving benefits. It...

Do Graduate Students Need Life Insurance?

Original post September 7, 2023, on insuranceneighbor.com Obtaining a graduate degree may be the right choice to increase your earning potential and advance your career. If you have decided to go to graduate school, life insurance may be the last thing on your mind. Nevertheless, it may be a smart move for a full-time or part-time graduate student. Students in grad school tend to be...

Is Universal Life Insurance Right for Me?

Original post August 22, 2023, on insuranceneighbor.com Universal life insurance is a type of permanent life insurance that provides lifetime coverage as long as you pay your premiums. Like other permanent life insurance, it has a cash value element that can be used for different purposes. Universal life differs from whole life in that it allows you to lower or raise your premiums within certain...

What to Expect When Applying for Life Insurance

Original post November 7, 2023, on insuranceneighbor.com If you’re considering purchasing life insurance, you must go through an application process to qualify. Understanding what to expect during this process can help you secure the coverage you need at a price that suits your budget. Gaining familiarity with the steps, from the application to the medical exam and beyond, can go a long way when applying...

Top 10 Travel Tips and Destinations in 2024

Original post January 16, 2024, on insuranceneighbor.com As the new year unfolds, the anticipation of exploring new destinations and creating lasting memories beckons. Whether you’re an avid solo traveler seeking self-discovery or someone who enjoys the camaraderie of group adventures, 2024 holds exciting possibilities. Here’s a carefully curated guide featuring top travel tips and destinations to inspire your wanderlust: 1. Enjoy Solo Travel Solo travel...