Personal Insurance

We are here to build the insurance plan that best fits your lifestyle. From the basics like your home, personal auto, and life insurance to protecting more specific assets unique to you like jewelry, fine art, boats, and motorcycles, we will put together a personalized plan to make sure you’re protected. We understand the importance of having security in all areas of your life. We strive to provide the best options to make sure your family and valuables are shielded against uncertainties as though we were insuring our own families. Dive into the most common lines of insurance we offer outlined below. When you’re ready to take the next step to being fully protected, reach out to our office today by phone, email, or live chat for a detailed discussion of your personal insurance needs.

Homeowners Insurance

Whether you own a house or a condo, or rent an apartment your home is perhaps your most valuable possession. Having the correct coverage amount will protect your family, guests, and belongings. Trutela Insurance has been insuring homes for over 11 years. Our Licensed Agents know what you need and work hard to get you the best coverage at competitive rates. Get a Home insurance quote now.

Personal Articles

Get the protection you need for your jewelry, fine arts, medical devices, musical instruments, and other valuable possessions. Personal Articles coverage can be an extension of your Homeowners policy or it can stand alone. This coverage protects your most important assets in the event that they are damaged, stolen, or lost.

Dwelling Fire

Also known as Landlord Insurance, Dwelling Fire is a policy for someone who rents out a home they own. This type of insurance typically includes two different types of coverage: property and liability protection. Both coverages are intended to help protect you, the landlord, from financial losses. Protect yourself and your investment with the right insurance policy. Get a Dwelling Fire insurance quote now.

Personal Auto Insurance

Not only is auto insurance required by law, it’s necessary for protecting your vehicle and all its passengers. It is important to have the right amount of coverage for injuries as well as property damage. Properly insure yourself, your passengers, your vehicle, and other drivers on the road with the right auto plan.

Motorcycle Insurance

Worrying about whether you’re covered or not is the last thing you want to do when you’re riding your motorcycle. The right motorcycle policy will give you the peace of mind knowing you and your bike are protected while you ride. We also understand that your motorcycle is as unique as you are, so we tailor your policy to fit the style of bike you prefer to ride.

Flood Insurance

From a sudden downpour of rain to a tropical storm, a flood can affect anyone at any time. Floods can cause a lot of damage to your home very quickly, and they can happen anywhere – between 20-25% of all flood claims occur outside of a flood plain. Floods are not covered under a homeowner’s policy, so a separate policy is necessary to fully insure your home and belongings against floods.

Life Insurance

Some things that happen may be out of your control, but you can plan for the unexpected. Whether it ensures your family stays in your home after your passing or it takes care of final expenses, life insurance provides many options of protection for your family. The right life insurance policy allows you to take care of your loved ones, even after you’re gone.

Boat Insurance

When you’re boating, knowing you have the right insurance allows you to enjoy your time on the water even more. Boating accidents happen, and weather is unpredictable, potentially damaging to your watercraft and injuring passengers. Keep your passengers and property insured against disasters and accidents – get protection for when you’re out on the water, transporting your boat, and storing it.

Personal Umbrella

Most people need an umbrella policy and don’t even know it. If you own a car, a home, or any other assets, you probably need an umbrella policy. Oftentimes, if damage is caused which exceeds the coverage in your insurance policy, you can be required to pay the difference out of pocket. A Personal Umbrella policy offers an additional layer of protection for your family beyond your other policies, including home, auto, boat, and motorcycle.